If 2020 has taught us anything, it’s the benefits of diversification and hedging your bets. Stock market collapses, housing bubbles, pandemics, and wild levels of income insecurity will certainly have that effect on your outlook.

Hedging allows us to place financial barriers in place to protect us from the dangerous fluctuations that are endemic in our financial system, and this proves to be doubly effective when it comes to black swan events like a once-in-a-century pandemic that barrel through our otherwise peaceful lives, leaving a trail of destruction and misery in its wake. We all need a little protection from the eddies of seismic shifts like COVID and its subsequent governmental response, and the system gifts us a few small items that grant us that protection.

One such item is insurance, which we can all now agree is nearly essential in every corner of life from business to personal to ensure the safety and comfort of us and our loved ones. When we recommend insurance companies, State Farm is always at the top of our list, and for our LA-based readers, there’s only one guy we point to: the Santa Monica insurance agent Byron Galindo.

Byron, a recent transplant, has been making a significant name for himself in the community he’s been a part of for such a short while. His client list grows by the day, and they have nothing but good things to say about both his business and him personally.

Take, for instance, what his client Nico says about his impeccable service:

Very great service! I have two loans, a credit card, and insurance with Byron and I always refer people when I can. He very knowledgeable and helps a lot anytime I have a question or need to change my car or need a quote for another car (which is about every two months) he’s on it.  His staff is very well trained and always ready to help if you have a question. The Loan part was great too low rate and it gave me crazy buying power when negotiating price as well.

And Lucciana’s glowing commentary about his service here:

Byron Galindo and his team are simply amazing!! No matter the question, or issue, Byron will offer his undivided attention and do his best to meet your insurance needs. He has never failed me or my family! Byron has been my agent for over 3 years and has provided invaluable guidance. Seriously, he’s family at this point!! In addition, I, unfortunately have been in multiple minor car accidents and State Farm has always offered EXCELLENT and swift service!!! Thank you, Byron!!

Finally, from his Google reviews, his client Ravi Bhatia has this to say about the team:

In a boring industry, Byron has facilitated NOT boring, borderline genius solutions to solving my business insurance needs here in Santa Monica. He’s always willing to talk through hypothetical scenarios and run tests on different, creative ways to minimize insurance costs, and educate me on the bureaucratic nuances he has to deal with on the day to day. I’ve dealt with many insurance agents in my line of work, and I have not come across a more visionary person in insurance — a field that tends to attract risk-averse, don’t-ruffle-any-feathers types. Above all, though, he’s been an advocate and a friend. I’m grateful to have him in my corner.

If you’re in the LA area and are, like all of us, hedging against an uncertain future, consider getting insurance with one of the best guys in the business. We never know what’s around the next corner, and the small protections afforded to us are more important than ever:

Byron Gallindo Insurance

(310) 823-5073

214 Pier Ave, Santa Monica, CA 90405